Hi, thanks Alan again!
$$$\binom{6}{3}=20$ ways to choose 3 islands. For each of these choices, there is a probability of $\left( \frac{1}{4} \right)^3 \left( \frac{2}{3} \right)^3$ that the chosen islands have treasure and the remaining ones have neither treasure nor traps. Therefore, the probability that the pirate encounters exactly 3 islands with treasure and none with traps is $20 \left( \frac{1}{4} \right)^3 \left( \frac{2}{3} \right)^3 = \boxed{\frac{5}{54}}$.$$H
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